Here is a quick comparison of the three pet insurances companies we were most impressed with after our staff researched the commonly available options.

Insurance
Company Name
Waiting Period ReimbursementRate Options        Pre-Existing
Conditions
Genetic Conditions Prescriptions
Petplan 24 h accident
14 d illness
6 m ortho
You choose percent reimbursed
(80%,90% or100%)
You choose Annual Max
You choose deductable
Not Covered unless
previously cured for
3 to 18 months
Yes,Covered Yes, Covered
Embrace 14 d accident
14 d illness
6 m ortho
You choose reimbursed
(65%,80%, or 90%
You choose Annual Max
You choose deductable
Not Covered unless
previously cured for
12 months
 Yes, Covered Yes,
Covered aslong as
option not removed to lower Cost
TruPanion 5 d accident
30 d illness
90% Reimbursed Not Covered unless
previously cured for
18 months
Yes, except
Hip Dysplasia
Yes, Covered

 

Insurance
Company Name
Dental Disease Hip Dysplasia Wellness plans   Exams
Petplan Non Routine
is Covered
Yes,
Covered
 No Yes
Embrace Dental Accidents
are Covered
Yes,
Covered
Yes, Optional
Coverage/span
Yes
TruPanion Dental Accidents
and Disease
are Covered
No, Unless
option for coverage
is chosen
No No

  

Insurance
Company Name
Acupuncture Laser Therapy Stem Cell Therapy Physical Therapy Herbs and Supplements
Petplan Yes, Covered Yes, Covered Yes, Covered Yes, Covered Yes, Covered
Embrace Yes, Covered Yes, Covered Yes, but must
be approved
beforehand
Yes, Covered Chinese herbs are covered
Supplements are not
TruPanion No, Unless option
for coverage
is chosen
Not Covered No, Unless options for
coverage is chosen
Supplements are covered
Chinese herbs are not

Please Click here to print out you copy ofinsurance comparison.